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從上文可知，「即供」與「建期」最大的分別在於發展商提供的折扣優惠，以及買家支付樓價尾數的時間。對應以上的高利息，一種規避的方法是善用轉按。當呼吸plan的罰息期結束，業主向銀行申請利率更低的按揭作轉按，支還將會索取高息的財務公司呼吸pr
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